Neighborhood Watch — Form of Payment Alert

Do you use: cash; debit card; credit card; or paper checks as forms of payment? These payment forms have risks associated with them, but as I’m just learning, paper checks may pose the greatest dangers. All a criminal needs to access your checking account is the bank routing number and account number both of which are located on each check. I recently found out this fact the hard way when my checking account bank routing number and account number fell into criminal hands and my account was accessed and funds removed. Yes, your bank will normally step in and investigate the fraudulent activity and restore the lost funds but not before you experience mounds of paperwork and lost time. While working the criminal activity on my checking account, I discovered this article on the internet “Checks — The Most Dangerous Transaction“. Take a few minutes and read it — it may help you avoid fraudulent actions like I experienced.